loga_money_docs

🏠 Loga Money - Plataforma de Préstamos Colaborativos

Bienvenido al workspace central del proyecto Loga Money. Este documento sirve como punto de entrada para toda la información del proyecto.

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🎯 Resumen Ejecutivo

Loga Money es una plataforma digital innovadora para préstamos colaborativos en República Dominicana que conecta directamente a empleados que necesitan financiamiento con inversores dispuestos a apoyarlos, creando un ecosistema financiero más inclusivo y eficiente.

Objetivos principales:

• ✅ Facilitar el acceso al financiamiento para empleados
• 💰 Generar nuevas oportunidades de inversión
• 🌐 Promover la inclusión financiera en el país

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📋 Quick Links

Área	Documentos Clave
🏢 Company	Vision & Mission · Team Structure · MOU Legal
🛠️ Engineering	Architecture Overview · Tech Stack · API Design · Development Setup
📣 Marketing	Go-to-Market Strategy · Brand Guidelines
🆘 Support	Support Handbook · FAQ
📦 Archives	Meeting Notes · Past Decisions

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🗓️ Project Roadmap (2026-2028)

Fase	Timeline	Status	Entregables Clave
Fase 1: MVP Development	Mar-Sep 2026	🔄 In Progress	Core API, Web App, Mobile App
Fase 2: Banking Integration	Dic 2026-Mar 2027	📅 Planned	Bank APIs, Payment Gateway
Fase 3: Beta Launch	Abr-Ago 2027	📅 Planned	Beta Users, Marketing Campaign
Fase 4: Scale & Expand	Sep 2027-Feb 2028	📅 Planned	Regional Expansion, New Features

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👥 Team Structure

Founding Partners

• Lorenzo García (40%) - Business Design & Commercial Strategy
• Federico Alcántara (20-30%) - Technical Development & Platform
• Third-Party Investors (30-40%) - TBD

Organizational Structure

Management
├── 🛠️ Engineering (Developers, UX/UI, QA)
├── 📣 Marketing & Sales (Marketing, Sales, PR)
├── 💰 Financial Operations (Analysts, Audit, Risk)
└── 🆘 Customer Support (Service, Collections)

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💰 Investment Overview

Component	Cost	Status
Backend + Frontend Web (MVP)	€20,860	💼 Budgeted
Mobile App (Optional)	€4,760	📋 Planned
Infrastructure (6 months)	€1,200	💼 Budgeted
TOTAL INVESTMENT	€26,820

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🛠️ Tech Stack

Backend: Elixir, Phoenix, Ash Framework, Ecto, GraphQL
Frontend: TypeScript/JavaScript (Web), Flutter/Dart (Mobile)
Infrastructure: Google Compute Engine, AWS, PostgreSQL
DevOps: GitHub, Docker, CI/CD
Tools: VS Code, NeoVim, GitHub Copilot

📖 Full Tech Stack Details

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🔄 Core Business Flows

Lending Process Types

1. Via Cooperative/Financier
   Client → API → Fund Manager → Transfer

2. Via External Investors
   Client → API → Employer Approval → Investor → Bank → Transfer

Ecosystem Entities

• 🔷 API - Central service orchestrating all relationships
• 👤 Client/Employee - Loan applicant
• 🏢 Employer - Labor stability guarantee
• 🏦 Banks - Transaction infrastructure
• 💼 Fund Managers - Cooperatives, financial institutions
• 💰 Investors - Companies, individuals

📖 Detailed Operational Flows

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🚀 Current Sprint (February 2026)

This Week’s Priorities

• Finalize system architecture documentation
• Set up development environment
• Design database schema
• Create API endpoint specifications
• Begin backend authentication module

Blockers

• None currently

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📊 Key Metrics (When Live)

Metric	Target Q1 2027	Target Q4 2027
Active Users	100	1,000
Loans Processed	€50K	€500K
Default Rate	<5%	<3%
Platform Uptime	99%	99.5%

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🔐 Security & Compliance

• ✅ SSL/TLS encryption
• ✅ Multi-factor authentication (MFA)
• ✅ Data encryption at rest
• ✅ Automated daily backups
• ✅ GDPR/LOPD compliance
• ✅ Transaction audit logs

📖 Security Guidelines

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📞 Key Contacts

Lorenzo García - Business Lead
📧 [Contact info pending]

Federico Alcántara - Technical Lead
📧 federico.alcantara@wadvanced.com
📍 Valencia, España

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📚 Essential Documentation

Project Foundation

• Project Description - Complete project overview
• Operational Flows - Detailed process diagrams
• MOU Agreement - Legal partnership agreement

Technical Docs

• Architecture Overview
• API Documentation
• Database Schema
• Development Guide

Business Docs

• Vision & Mission
• SWOT Analysis
• Go-to-Market Strategy

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🆘 Quick Help

Need help with:

• 🛠️ Technical setup? → Engineering/development-setup.md
• 📖 Project understanding? → ../descripcion_proyecto.md
• 🤝 Partnership details? → ../MOU-mejorado.md
• 💡 Feature ideas? → Create an issue in GitHub (link TBD)

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Last updated: February 16, 2026
This is a living document — keep it updated as the project evolves!